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Appraisals for Higher-Priced Mortgage Loans (US Federal Reserve System Regulation) (FRS) (2018 Edition)

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eBook details

  • Title: Appraisals for Higher-Priced Mortgage Loans (US Federal Reserve System Regulation) (FRS) (2018 Edition)
  • Author : The Law Library
  • Release Date : January 02, 2018
  • Genre: Law,Books,Professional & Technical,
  • Pages : * pages
  • Size : 807 KB

Description

The Law Library presents the complete text of the Appraisals for Higher-Priced Mortgage Loans (US Federal Reserve System Regulation) (FRS) (2018 Edition).
Updated as of May 29, 2018

The Board, Bureau, FDIC, FHFA, NCUA, and OCC (collectively, the Agencies) are issuing a final rule to amend Regulation Z, which implements the Truth in Lending Act (TILA), and the official interpretation to the regulation. The revisions to Regulation Z implement a new provision requiring appraisals for “higher-risk mortgages” that was added to TILA by the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act or Act). For mortgages with an annual percentage rate that exceeds the average prime offer rate by a specified percentage, the final rule requires creditors to obtain an appraisal or appraisals meeting certain specified standards, provide applicants with a notification regarding the use of the appraisals, and give applicants a copy of the written appraisals used.

This ebook contains:
- The complete text of the Appraisals for Higher-Priced Mortgage Loans (US Federal Reserve System Regulation) (FRS) (2018 Edition)
- A dynamic table of content linking to each section
- A table of contents in introduction presenting a general overview of the structure


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